Specialist Property Finance Broker
We search the market across institutional lenders and private capital to find you the best bridging loan rate — with credit-backed terms issued in as little as 48 hours.
What type of bridging loan do you require?
Access rates from over 200 lenders across all types of bridging finance, including exclusive deals unavailable on the open market.
...and 190+ more specialist lenders
Compare bridging finance options from over 200 lenders, including exclusive rates starting from 0.55% pcm.
Solutions engineered for investors, developers and property buyers needing fast, flexible short-term capital.
Work with experienced property finance brokers who understand complex bridging and development scenarios.
James William & Co is a specialist property finance broker. Your details are kept secure, and every enquiry is handled promptly and professionally.
Compare Lenders NowBridging loans are flexible, short-term lending which can be used for a wide variety of purposes.
Meet fast completion deadlines with speed-to-drawdown funding.
Secure your purchase before selling your current property.
Fund works before refinancing or selling the finished asset.
Secure short-term funding to acquire, improve and exit.
Refinance your existing bridging loan for further time to exit.
Complete essential repairs before selling or refinancing.
Short-term finance secured on property to release working capital.
Secure land while planning next steps and development.
Below is a simplified example showing how bridging finance may work for a typical UK property purchase.
Property Purchase Price
£300,000
Deposit / Equity
£95,000
Bridging Loan Amount
£205,000
Loan Term
12 months
Typical Monthly Rate*
0.61%
Exit Strategy
Refinance to mortgage
*Rates shown are examples only. Actual terms depend on the property, loan-to-value, borrower profile and lender criteria.
Get Your Indicative TermsRates vary from lender to lender based on loan-to-value ratio, credit profile, security type, and the urgency of fund disbursement.
Rates range from 0.55% pcm to 1.5% pcm depending on risk and lender criteria.
Most lenders charge a 2% arrangement fee, with some charging more, commonly added to the loan.
A property valuation is usually required before funding. Cost depends on the property value and type.
Both borrower and lender legal costs may apply to ensure the loan is secured correctly.
Broker fees typically range from £495 to 1% of the loan amount for arranging finance.
Some bridging lenders charge a small exit fee when the loan is repaid. This varies between lenders.
£500m+
Structured since 2015
48h
Avg. terms issued
0.55%
Rates from (PCM)
200+
Lenders compared
Start your free, no-obligation enquiry and receive indicative terms from across our panel of 200+ lenders.