Specialist finance, structured around your deal.
Two routes, one broker. Tell us whether your funding is for a business or a property and we'll take it from there — reviewed personally by James, whole of market, within 2 business hours.
Business Finance
Funding for trading businesses — acquisitions, commercial premises, working capital and growth.
- Commercial mortgages
- Business acquisition & MBO finance
- Merger & acquisition finance
- Bridging for commercial assets
- Asset & cashflow lending
Property Finance
Funding secured on property — bridging, development, buy-to-let portfolios and residential mortgages.
Apply — PropertyNot sure which fits? Start a general enquiry and James will point you the right way.
Tell us about your deal
A few details on the amount, asset and timeline. Two minutes, no credit search.
James reviews personally
Whole-of-market assessment against 120+ lenders. A considered response within 2 business hours.
Structured and placed
The right lender, the right terms, managed through to drawdown and completion.
Common questions
Does applying affect my credit score?
No. The initial enquiry is a soft conversation only — no credit search is performed until you instruct us to proceed on a specific case.
How quickly will I hear back?
James reviews every enquiry personally and aims to respond within two business hours. Bridging and time-sensitive cases are prioritised.
How much can I borrow?
Facilities range from £25,000 to £100m depending on the product and security. Bridging typically to 70–75% LTV; development to around 65% of GDV; commercial by asset and covenant.
Are you regulated?
Yes. James William & Co Capital Ltd is an Appointed Representative of Flexi Network Ltd, which is authorised and regulated by the Financial Conduct Authority (Flexi Network Ltd FRN 948658). We are entered on the Financial Services Register under reference 1060247, which you can check at register.fca.org.uk. We are a credit broker, not a lender.
Prefer to talk it through first?
020 3432 1641