Deals we’ve structured and completed.
The detail behind the outcome — what made each case difficult, how it was assessed, and what actually completed.
£240k Commercial Term Facility for a Newquay Bed & Breakfast
A hospitality operator needed long-term commercial funding to refurbish and upgrade rooms at a Newquay bed and breakfast. Hospitality is a sector many lenders approach cautiously — trading income is seasonal, and the case had to be presented in a way that showed the refurbishment would strengthen the business rather than simply add debt to it.
Read the case£600k Revolving Credit Facility Secured Against a £5m Property Portfolio
An established investor needed to move quickly on new sites as they came up, but conventional case-by-case lending is too slow for competitive acquisitions. The requirement was not a single loan — it was standing access to capital that could be drawn and repaid repeatedly, without renegotiating from scratch every time an opportunity appeared.
Read the case£600k Released Against a London Second Home to Fund a Business Acquisition
A client buying a business needed acquisition capital, but the funding case sat awkwardly between two worlds: the security was a London second home, while the purpose was commercial. Mainstream residential lenders are uncomfortable with acquisition purposes, and business lenders were not the right route for property-secured borrowing at this level.
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