Bridging Stress Test Calculator.
Model downside scenarios for bridging-financed projects using your own cost and equity assumptions. This tool does not constitute advice or a funding offer.
Base Case Assumptions
Configure your project and cost assumptions
Property Metrics
Financing Structure
Capital & Cost Assumptions
Purchase + Renovation + All Fees - Gross Loan
Total Project Size (Base Costs, Excl. Interest)
£520,000
LTV on purchase price: 75.0%
LTV on GDV: 54.5%
LTV figures are illustrative only and will differ by lender criteria.
This calculator is for illustration only and relies on your input assumptions. It does not constitute regulated advice, credit broking, or an indication of actual loan terms.
Stress Test Scenarios
Your project modelled across four scenarios ranging from base case to severe market stress, using your cost and equity inputs.
Base Case
Profit Margin
0.2%
GDV Buffer
0.2%
ROCE
0.5%
Mild Stress
Profit Margin
-7.1%
GDV Buffer
-7.1%
ROCE
-16.9%
Moderate Stress
Profit Margin
-15.2%
GDV Buffer
-15.2%
ROCE
-34.3%
Severe Stress
Profit Margin
-24.3%
GDV Buffer
-24.3%
ROCE
-51.7%
Risk Management Principles
Stress testing reveals how your project performs when assumptions do not materialise as planned and highlights where additional equity or contingency may be required.
Protect Your Capital.
Our team can review your assumptions and stress test outputs alongside live lender criteria before you commit capital to a bridging transaction.