Bridging Finance
Lender Panel.
Short-term property finance for acquisitions, refurbishment, and auction purchases. Fast flexible funding from 1-24 months.
27+
Panel Lenders
9
Bank-Backed
8
Principal
10
Private / Other
Lender Classification
Regulated banks and their trading names — typically lowest rates, widest criteria, strong compliance.
Equity-funded non-bank lenders with their own balance sheet — fast decisions, creative structuring.
HNW and family-office backed — flexible on unusual assets, adverse credit, and non-standard borrowers.
Peer-to-peer platforms with retail and institutional funding — often transparent rates.
Niche lenders focusing on specific geographies, sectors or borrower profiles.
Know where to look before you ask.
Speed Leaders
Goldcrest Finance and Inhale Capital can complete within 48 hours. Octane Capital and MT Finance regularly fund inside a week.
High LTV
LendInvest offers up to 85% LTV. Catalyst Property Finance stretches to 80% on the right asset. Most lenders cap at 70–75%.
Foreign Nationals
Octane Capital (Aldermore) explicitly markets to foreign nationals, ex-pats, offshore companies, LLPs and trusts. Together also accepts foreign nationals.
Small Loans
Together starts from £26,000 — the lowest minimum on the panel. United Trust Bank and Precise Mortgages both start from £50,000.
Large Deals
LendInvest lends up to £30m. United Trust Bank and Hampshire Trust Bank reach £15m and £25m respectively.
Regulated Bridging
Where a consumer's main residence is involved, a regulated facility is required. UTB, Together, Shawbrook, Precise and Octopus all offer regulated products.
Showing 27 lenders
Octane Capital
Bank-backed speed with institutional depth
Rate from
0.73% pcm
Max LTV
75%
Max loan
£15m+
United Trust Bank
United, we go further
Rate from
0.55%–0.85% pcm
Max LTV
75%
Max loan
£15m
Together
Funding property ambitions since 1974
Max LTV
75%
Max loan
£5,000,000
LendInvest
Modern property finance at scale
Rate from
0.80% pcm
Max LTV
85%
Max loan
£30,000,000
Octopus Capital
Award-winning residential & commercial bridging
Rate from
0.55% pcm
Max LTV
70%
Hampshire Trust Bank
Excellence through specialism
Rate from
0.65%–0.85% pcm
Max LTV
70%
Max loan
£25m
Precise Mortgages
Refurbishment and bridging specialists
Rate from
0.59%–0.79% pcm
Max LTV
75%
Max loan
£10m
Shawbrook Bank
Specialists in good sense
Rate from
0.65%–0.95% pcm
Max LTV
75%
Max loan
£10m
Catalyst Property Finance
Specialist short-term property finance since 2017
Max LTV
80%
Max loan
£20,000,000
Avamore Capital
Developer-centric short-term finance
Rate from
0.56% pcm
Max LTV
Case-by-case
Funding 365
Equity-funded. Wide product suite.
Rate from
0.64%–0.99% pcm
Max LTV
75%
Max loan
£10,000,000
Glenhawk
Mixed-use bridging specialists
Rate from
0.75% pcm
Max LTV
70%
Max loan
£4,000,000
Lendhub
2-hour response. 78% acceptance rate.
Rate from
0.79% pcm
Max LTV
75%
Max loan
£10,000,000
BLG Development Finance
British Business Bank supported. Up to £10m.
Rate from
BLG base rate (~5% pa) pcm
Max LTV
75%
Max loan
£10,000,000
Ortus Secured Finance
Balance sheet capital. UK-wide offices.
Max LTV
Case-by-case
Max loan
£25,000,000
Apex Bridging
90% LTV. No credit scoring. 7-day funds.
Max LTV
90%
Max loan
£1,000,000
MS Lending Group
Funds available within 24 hours
Max LTV
85%
Albatross Lending Group
5–7 working day completion
Max LTV
75%
Max loan
£10,000,000
Goldcrest Finance
48-hour completion. No valuation required.
Max LTV
Case-by-case
Inhale Capital
In-house valuations on all property types
Max LTV
Case-by-case
Cherry Orchard / Orchard Funding
Quick DIP. From 0.65% pcm.
Rate from
0.65% pcm
Max LTV
75%
Kuflink
FCA-regulated P2P bridging platform
Rate from
0.99% pcm
Max LTV
70%
Max loan
£1,000,000
Aspen Bridging
Bridge-to-Let up to 5 years
Max LTV
75%
Alternative Bridging Corporation
PartX Property Finance — uncomplicated
Rate from
0.69%–1.25% pcm
Max LTV
75%
Max loan
£10m
Colenko
Tech-enabled bespoke bridging
Max LTV
Case-by-case
MT Finance
Simple, fuss-free bridging
Rate from
0.75%–1.15% pcm
Max LTV
75%
Max loan
£10m
West One Loans
Regulated & unregulated specialist bridging
Rate from
0.65%–0.95% pcm
Max LTV
75%
Max loan
£15m
The right lender
for your deal.
Access to every lender on this panel — matched to your specific deal structure, asset type and exit. We present your case in the format each lender wants to see it.
Important: The lender information on this page is provided for general guidance and research purposes only. It is sourced from publicly available information and our own market knowledge, and may not reflect current lending criteria. All rates, LTVs, loan sizes and product features are subject to change and will be confirmed by the lender as part of a formal credit assessment. This page does not constitute financial advice or a credit agreement. All lending is subject to status, valuation and the lender's underwriting criteria. James William & Co Capital Limited is a credit broker, not a lender.