Business SME Finance
Lender Panel.
Unsecured and secured business loans, asset finance, invoice finance, and working capital for UK SMEs.
20+
Panel Lenders
0
Bank-Backed
0
Principal
0
Private / Other
Lender Classification
Regulated banks and their trading names — typically lowest rates, widest criteria, strong compliance.
Equity-funded non-bank lenders with their own balance sheet — fast decisions, creative structuring.
HNW and family-office backed — flexible on unusual assets, adverse credit, and non-standard borrowers.
Peer-to-peer platforms with retail and institutional funding — often transparent rates.
Niche lenders focusing on specific geographies, sectors or borrower profiles.
Showing 20 lenders
iwoca
Fast flexible business finance
Rate from
6.00%–12.00% pcm
Max LTV
N/A
Max loan
£500,000
Funding Circle
Peer-to-peer business loans
Rate from
7.00%–16.00% pcm
Max LTV
N/A
Max loan
£500,000
Allica Bank
Business bank for established SMEs
Rate from
6.50%–12.00% pcm
Max LTV
N/A
Max loan
£350,000
Barclays Business
Major UK business bank
Rate from
6.00%–11.00% pcm
Max LTV
N/A
Max loan
£1,000,000
NatWest Business
Supporting UK businesses
Rate from
6.00%–11.00% pcm
Max LTV
N/A
Max loan
£250,000
HSBC Business
Global business bank
Rate from
6.00%–11.00% pcm
Max LTV
N/A
Max loan
£5,000,000
Santander Business
Business loans and finance
Rate from
6.50%–11.50% pcm
Max LTV
N/A
Max loan
£500,000
Lloyds Bank Business
By your side in business
Rate from
6.00%–11.00% pcm
Max LTV
N/A
Max loan
£250,000
Metro Bank Business
Business banking with service
Rate from
6.50%–12.00% pcm
Max LTV
N/A
Max loan
£250,000
Shawbrook Bank Business
Specialist business finance
Rate from
6.50%–12.00% pcm
Max LTV
N/A
Max loan
£350,000
Cambridge & Counties Bank
Specialist business bank
Rate from
6.50%–12.00% pcm
Max LTV
N/A
Max loan
£2,000,000
Aldermore Business
Specialist SME lender
Rate from
6.50%–12.00% pcm
Max LTV
N/A
Max loan
£500,000
Ultimate Finance
Business loans and invoice finance
Rate from
7.00%–14.00% pcm
Max LTV
N/A
Max loan
£250,000
Fiduciam
Trusted lender to SMEs
Rate from
7.00%–14.00% pcm
Max LTV
N/A
Max loan
£500,000
Capitalise
Business funding marketplace
Rate from
6.00%–15.00% pcm
Max LTV
N/A
Max loan
£10,000,000
Swoop Funding
Business funding platform
Rate from
6.00%–15.00% pcm
Max LTV
N/A
Max loan
£5,000,000
Merchant Money
Revenue-based financing
Rate from
8.00%–16.00% pcm
Max LTV
N/A
Max loan
£250,000
Liberis
Growth capital for SMEs
Rate from
8.00%–18.00% pcm
Max LTV
N/A
Max loan
£400,000
Fleximize
Flexible business loans
Rate from
7.00%–15.00% pcm
Max LTV
N/A
Max loan
£500,000
Caple
Asset finance specialists
Rate from
6.50%–13.00% pcm
Max LTV
N/A
Max loan
£1,000,000
The right lender
for your deal.
Access to every lender on this panel — matched to your specific deal structure, asset type and exit. We present your case in the format each lender wants to see it.
Important: The lender information on this page is provided for general guidance and research purposes only. It is sourced from publicly available information and our own market knowledge, and may not reflect current lending criteria. All rates, LTVs, loan sizes and product features are subject to change and will be confirmed by the lender as part of a formal credit assessment. This page does not constitute financial advice or a credit agreement. All lending is subject to status, valuation and the lender's underwriting criteria. James William & Co Capital Limited is a credit broker, not a lender.