Buy to Let
Lender Panel.
Residential and HMO buy to let mortgages for landlords and property investors. Portfolio and limited company options available.
20+
Panel Lenders
0
Bank-Backed
0
Principal
0
Private / Other
Lender Classification
Regulated banks and their trading names — typically lowest rates, widest criteria, strong compliance.
Equity-funded non-bank lenders with their own balance sheet — fast decisions, creative structuring.
HNW and family-office backed — flexible on unusual assets, adverse credit, and non-standard borrowers.
Peer-to-peer platforms with retail and institutional funding — often transparent rates.
Niche lenders focusing on specific geographies, sectors or borrower profiles.
Showing 20 lenders
Barclays
Major UK bank BTL
Rate from
4.50%–7.50% pcm
Max LTV
75%
Max loan
£2m
NatWest
Landlord mortgages
Rate from
4.50%–7.50% pcm
Max LTV
75%
Max loan
£2m
Halifax
Buy to let specialists
Rate from
4.55%–7.55% pcm
Max LTV
75%
Max loan
£1m
Nationwide Building Society
Building Society BTL
Rate from
4.50%–7.50% pcm
Max LTV
75%
Max loan
£1m
Santander
BTL mortgage solutions
Rate from
4.55%–7.55% pcm
Max LTV
75%
Max loan
£1m
Aldermore
Specialist BTL lender
Rate from
4.75%–8.00% pcm
Max LTV
80%
Max loan
£5m
Shawbrook Bank
Specialist landlord finance
Rate from
4.75%–8.00% pcm
Max LTV
80%
Max loan
£5m
Precise Mortgages
Complex BTL specialists
Rate from
4.75%–8.00% pcm
Max LTV
80%
Max loan
£5m
Paragon Bank
Landlord bank
Rate from
4.65%–7.85% pcm
Max LTV
80%
Max loan
£10m
The Mortgage Works
BTL division of Nationwide
Rate from
4.60%–7.75% pcm
Max LTV
80%
Max loan
£2m
Foundation Home Loans
Specialist BTL mortgages
Rate from
4.85%–8.25% pcm
Max LTV
80%
Max loan
£5m
Metro Bank
High LTV BTL
Rate from
4.85%–8.25% pcm
Max LTV
80%
Max loan
£2m
LendInvest
Modern BTL finance
Rate from
4.75%–8.00% pcm
Max LTV
75%
Max loan
£10m
Kensington Mortgages
Specialist BTL solutions
Rate from
4.95%–8.50% pcm
Max LTV
80%
Max loan
£2m
Hanley Economic
HMO and BTL specialists
Rate from
4.85%–8.25% pcm
Max LTV
80%
Max loan
£5m
Landbay
P2P BTL platform
Rate from
4.95%–8.50% pcm
Max LTV
75%
Max loan
£1m
Together
Specialist BTL lending
Rate from
5.25%–9.00% pcm
Max LTV
85%
Max loan
£2m
United Trust Bank
BTL and HMO finance
Rate from
4.85%–8.25% pcm
Max LTV
75%
Max loan
£5m
Masthaven Bank
Personal touch BTL
Rate from
4.85%–8.25% pcm
Max LTV
75%
Max loan
£2m
Family Building Society
Limited Company BTL specialists
Rate from
5.29%–8.50% pcm
Max LTV
75%
Max loan
£1m
The right lender
for your deal.
Access to every lender on this panel — matched to your specific deal structure, asset type and exit. We present your case in the format each lender wants to see it.
Important: The lender information on this page is provided for general guidance and research purposes only. It is sourced from publicly available information and our own market knowledge, and may not reflect current lending criteria. All rates, LTVs, loan sizes and product features are subject to change and will be confirmed by the lender as part of a formal credit assessment. This page does not constitute financial advice or a credit agreement. All lending is subject to status, valuation and the lender's underwriting criteria. James William & Co Capital Limited is a credit broker, not a lender.