Lender Intelligence

Commercial Mortgages
Lender Panel.

Trading and investment loans for all commercial asset classes including offices, retail, industrial, and mixed-use properties.

20+

Panel Lenders

0

Bank-Backed

0

Principal

0

Private / Other

Lender Classification

Bank-Backed

Regulated banks and their trading names — typically lowest rates, widest criteria, strong compliance.

Principal Lender

Equity-funded non-bank lenders with their own balance sheet — fast decisions, creative structuring.

Private Capital

HNW and family-office backed — flexible on unusual assets, adverse credit, and non-standard borrowers.

P2P / Marketplace

Peer-to-peer platforms with retail and institutional funding — often transparent rates.

Specialist

Niche lenders focusing on specific geographies, sectors or borrower profiles.

Showing 20 lenders

Barclays

Major UK bank commercial finance

Rate from

5.50%–8.50% pcm

Max LTV

70%

Max loan

£25m

High Street BankOwner OccupiedInvestment

NatWest

Supporting UK businesses

Rate from

5.50%–8.50% pcm

Max LTV

70%

Max loan

£25m

Business BankingQuick DecisionsFlexible

HSBC UK

Global bank, local service

Rate from

5.50%–8.50% pcm

Max LTV

70%

Max loan

£50m

Large LoansInternationalCorporates

Santander Corporate

Flexible commercial property finance

Rate from

5.50%–8.50% pcm

Max LTV

70%

Max loan

£25m

Mid-MarketFlexibleCorporate

Atom Bank

Fully digital commercial lender

Rate from

5.75%–8.75% pcm

Max LTV

75%

Max loan

£10m

DigitalFast ApprovalGrowth Guarantee

Nationwide Building Society

Mutual lender for commercial

Rate from

5.50%–8.50% pcm

Max LTV

70%

Max loan

£5m

Building SocietyCompetitiveMutual

Metro Bank

High LTV business mortgages

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£25m

Challenger BankHigh LTVIn-person Service

Aldermore

Specialist commercial lender

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£10m

SpecialistSME FocusFlexible Criteria

Shawbrook Bank

Commercial property specialists

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£10m

Specialist LenderQuick DecisionsFlexible

Allica Bank

No-nonsense business finance

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£10m

Business BankSME FocusNo-nonsense

Cambridge & Counties Bank

Specialist commercial bank

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£15m

SpecialistReal EstateRelationship Led

United Trust Bank

Commercial property experts

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£15m

Property FinanceSpecialistExperienced

Precise Mortgages

Specialist commercial solutions

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£10m

SpecialistFlexibleComplex Cases

Octopus Real Estate

Large commercial mortgages

Rate from

5.50%–8.50% pcm

Max LTV

70%

Max loan

£50m

Large LoansInvestmentPortfolio

Market Financial Solutions

Specialist commercial investment

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£65m

Large LoansComplexIn-house Funding

Hampshire Trust Bank

Excellence in commercial

Rate from

5.75%–9.00% pcm

Max LTV

70%

Max loan

£25m

SpecialistLarge ProjectsCommercial

Principality BS

Building Society commercial

Rate from

5.75%–8.75% pcm

Max LTV

70%

Max loan

£5m

Building SocietyWales FocusMutual

Alternative Bridging Corporation

Commercial property finance

Rate from

5.75%–9.50% pcm

Max LTV

75%

Max loan

£10m

FlexibleSwiftUncomplicated

Assetz Capital

Commercial property solutions

Rate from

6.00%–9.50% pcm

Max LTV

75%

Max loan

£5m

P2P BackedFlexibleInvestment

LendInvest

Modern commercial finance

Rate from

5.75%–9.00% pcm

Max LTV

75%

Max loan

£25m

Technology-LedFastLarge Loans
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Access to every lender on this panel — matched to your specific deal structure, asset type and exit. We present your case in the format each lender wants to see it.

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Terms within 24–48 hours on most cases
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Important: The lender information on this page is provided for general guidance and research purposes only. It is sourced from publicly available information and our own market knowledge, and may not reflect current lending criteria. All rates, LTVs, loan sizes and product features are subject to change and will be confirmed by the lender as part of a formal credit assessment. This page does not constitute financial advice or a credit agreement. All lending is subject to status, valuation and the lender's underwriting criteria. James William & Co Capital Limited is a credit broker, not a lender.

Commercial Finance Assistant
James William & Co Capital
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You're chatting with the Commercial Finance Assistant. I help you explore funding options for trading businesses and commercial or semi-commercial properties. What's the core requirement — purchase, refinance, or raising working capital against an asset?