Residential Mortgages
Lender Panel.
Residential mortgages for first-time buyers, home movers, and remortgage customers from high street and specialist lenders.
15+
Panel Lenders
0
Bank-Backed
0
Principal
0
Private / Other
Lender Classification
Regulated banks and their trading names — typically lowest rates, widest criteria, strong compliance.
Equity-funded non-bank lenders with their own balance sheet — fast decisions, creative structuring.
HNW and family-office backed — flexible on unusual assets, adverse credit, and non-standard borrowers.
Peer-to-peer platforms with retail and institutional funding — often transparent rates.
Niche lenders focusing on specific geographies, sectors or borrower profiles.
Showing 15 lenders
Nationwide Building Society
UK largest building society
Rate from
3.99%–6.50% pcm
Max LTV
95%
Max loan
£1,000,000
Halifax
Major UK mortgage lender
Rate from
3.99%–6.50% pcm
Max LTV
95%
Max loan
£500,000
Barclays
Major UK bank mortgages
Rate from
3.99%–6.50% pcm
Max LTV
95%
Max loan
£2,000,000
Santander
Mortgages for homeowners
Rate from
3.99%–6.50% pcm
Max LTV
95%
Max loan
£500,000
HSBC UK
Global bank mortgages
Rate from
3.99%–6.50% pcm
Max LTV
95%
Max loan
£3,000,000
NatWest
Supporting home buyers
Rate from
3.99%–6.50% pcm
Max LTV
95%
Max loan
£1,000,000
Lloyds Bank
By your side for mortgages
Rate from
3.99%–6.50% pcm
Max LTV
95%
Max loan
£1,000,000
TSB
Local banking for mortgages
Rate from
4.09%–6.60% pcm
Max LTV
95%
Max loan
£500,000
Virgin Money
Making mortgages better
Rate from
4.09%–6.60% pcm
Max LTV
95%
Max loan
£500,000
Skipton Building Society
Building Society mortgages
Rate from
4.09%–6.60% pcm
Max LTV
95%
Max loan
£500,000
Coventry Building Society
Member-owned mortgages
Rate from
4.09%–6.60% pcm
Max LTV
95%
Max loan
£500,000
Yorkshire Building Society
Yorkshire values mortgages
Rate from
4.09%–6.60% pcm
Max LTV
95%
Max loan
£500,000
Accord Mortgages
Yorkshire BS intermediary brand
Rate from
4.09%–6.60% pcm
Max LTV
95%
Max loan
£500,000
Post Office Money
Mortgages from Post Office
Rate from
4.19%–6.70% pcm
Max LTV
90%
Max loan
£500,000
Kensington Mortgages
Specialist mortgage lender
Rate from
4.50%–7.50% pcm
Max LTV
95%
Max loan
£1,000,000
The right lender
for your deal.
Access to every lender on this panel — matched to your specific deal structure, asset type and exit. We present your case in the format each lender wants to see it.
Important: The lender information on this page is provided for general guidance and research purposes only. It is sourced from publicly available information and our own market knowledge, and may not reflect current lending criteria. All rates, LTVs, loan sizes and product features are subject to change and will be confirmed by the lender as part of a formal credit assessment. This page does not constitute financial advice or a credit agreement. All lending is subject to status, valuation and the lender's underwriting criteria. James William & Co Capital Limited is a credit broker, not a lender.