Business & Landlord Protection.
Protect your business and employees with comprehensive employers' liability and landlord insurance. Essential coverage for peace of mind.
Mandatory Protection
Employers' liability insurance is not optional - it's a legal requirement. Failing to have cover can result in fines up to £2,500 per day per employee.
Employee Protection
Cover medical costs and legal claims from employee injuries.
Risk Protection
Protect against accidents, injuries, and liability claims.
Legal Compliance
Meet legal requirements and avoid substantial fines.
Protection Guide.
Your comprehensive guide to business and landlord protection.
Yes. If you employ any staff (including family members), employers' liability insurance is a legal requirement under UK law. Penalties for non-compliance range from £1,000 to £2,500 per day per employee.
It covers compensation and legal costs if an employee is injured or becomes ill due to your business operations. This includes medical expenses, lost wages, and legal defense costs.
Employers' liability insurance typically costs between £179-£450+ per year, depending on your business type, size, payroll, and claims history. Landlord insurance varies similarly based on property value and rental income.
Yes. Standard building insurance doesn't cover landlord-specific risks. You need landlord insurance which typically includes contents for communal areas, loss of rent protection, and liability coverage.